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Buying
a New Home, an experience worth living:
Inspectors
polled from across the Canada on new home defects unanimously
agree that most, if not all, new homes are not totally free
of defects. None have ever discovered a perfect specimen,
regardless of the quality of construction or the integrity
of the builder.
Even when
the builder warrants the work for one full year, such guaranties
are of no benefit unless inherent defects are discovered.
Unfortunately, many types of building problems and safety
violations do not become apparent for many years. A faulty
wiring condition might not be revealed until it damages your
computer or causes a fire. Other defects might only be discovered
when you finally resell the property, and the buyer decides
to hire a home inspector.
A home
inspection is supposed to give you peace of mind, but often
clients are overwhelmed with the amount of information they
must absord in a short time. This often includes a written
report, checklist, photographs, environmental reports and
what the inspector himself says during the inspection. All
this combined with the seller's disclosure and what you notice
yourself makes the experience even more overwhelming. What
should you do?
Relax.
Most of your inspection will be maintenance recommendations,
life expectancies and minor imperfections. These are nice
to know about. However, the issues that really matter will
fall into four categories:
1. Major
defects. An example of this would be a structural failure.
2. Things
that lead to major defects. A small roof-flashing leak,
for example.
3. Things
that may hinder your ability to finance, legally occupy
or insure the home.
4. Safety
hazards, such as an exposed, live buss bar at the electric
panel.
Anything
in these categories should be addressed. Often a serious problem
can be corrected inexpensively to protect both life and property
(especially in categories 2 and 4). Most builders are honest
and are often surprised to learn of defects uncovered during
an inspection.
The list
of faulty conditions that have been found in new homes is
extensive and includes such items as,
defective
roof installation
improper
fireplace construction
errors
in electrical wiring
excessive
water pressure
fire safety
violations
unsafe
venting of heater exhaust
leaking
drains
faulty
site drainage
hot water
piping connected to the toilet (can you imagine a steaming
bowl?)
etc, etc.
In one
infamous case, a new home was built and approved on a concrete
slab without a perimeter foundation. Obviously, we're not
likely to find a major list like this in any particular new
home, but every new structure contains a few undisclosed defects,
sometimes minor, sometimes not. New homes are often presumed
to be exempt from human error, and consequently many close
escrow without the benefit of a final examination. For buyers
preparing to make such a large investment, assumptions about
quality of workmanship can be financially fatal.
Your best
advice is to take nothing for granted. The cost of an inspection
is incidental when compared to the price of a new home. A
qualified home inspector will most assuredly find items that
need repair. Better to discover them now than after the close
of escrow.
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